Our Story
Ex Banker Consulting Group (EBCG) was founded on a simple conviction: borrowers deserve the same strategic advantage that banks hold during every loan negotiation. Our founding team spent over a decade in senior roles at India's leading private and public sector banks — in retail lending, corporate banking, credit underwriting, and wealth management.
After witnessing countless capable borrowers accept suboptimal terms simply because they lacked insider knowledge, we established EBCG to level the playing field. Today, we serve high-net-worth individuals, entrepreneurs, and growing businesses nationwide, connecting them with the right lenders and structuring applications for maximum approval probability.
What Sets Us Apart
Unlike conventional DSAs who focus on volume, EBCG operates as a boutique advisory firm. Every client receives personalised attention from advisors who have sat on the other side of the table — reviewing credit memos, setting pricing bands, and approving or declining applications.
This perspective allows us to anticipate lender objections before they arise, present financials in the most favourable light, and negotiate terms that reflect the true strength of your profile rather than a generic rate card.
Our Values
- Integrity: Transparent advice with no hidden fees. We earn only when your loan is successfully disbursed.
- Confidentiality: Your financial matters are handled with absolute discretion.
- Excellence: We pursue optimal outcomes, not merely acceptable ones.
- Partnership: We remain your advisor beyond disbursement — for balance transfers, top-ups, and future needs.
Pan-India Reach
Headquartered in Mumbai's Bandra Kurla Complex, EBCG coordinates with partner banks and NBFCs in Delhi, Bangalore, Chennai, Hyderabad, Pune, Ahmedabad, and every major Indian city. Consultations are available in person, by phone, or via video — making our expertise accessible wherever you are.